April 2026 San Diego Housing Market Update

I have been watching this market for nearly twenty years, and spring 2026 is giving us a story worth paying attention to. The San Diego housing market in April 2026 is not a boom, and it is not a bust. It is something that requires more nuance than a headline can offer, and that is exactly what I want to walk you through here.

San Diego Housing Market at a Glance: March 2026 Data

The most recent numbers come from the Greater San Diego Association of REALTORS (SDAR), current as of April 5, 2026, and they tell a split story depending on whether you are looking at detached single-family homes or attached properties like condos and townhomes.

For detached homes, the median sales price came in at $1,086,000 in March 2026, up 1.1 percent year over year. Sold listings increased 8.0 percent compared to March 2025, with 1,249 homes closing countywide. Homes are averaging 37 days on market. The sale-to-list price ratio held at 98.9 percent, meaning well-priced homes are still selling very close to asking. Months of supply for detached homes sits at 2.1 months, down 19.2 percent from a year ago, with active listings at 2,645, down 17.3 percent year over year. That is a meaningful tightening on the supply side. Pending sales came in at 1,405, up 1.2 percent, signaling that buyer demand heading into spring is holding steady.

The attached market is telling a different story. The median sales price for condos and townhomes was $670,000, down 1.1 percent year over year. Days on market climbed to 45, up 12.5 percent from a year ago. Inventory in the attached segment grew 3.2 percent year over year, giving buyers a bit more room to breathe. If you own a condo and are thinking about selling, pricing strategy matters more right now than it did a year ago.

What These Numbers Actually Mean

Here is what I am seeing on the ground: detached single-family homes that come to market priced correctly are still moving. The 2.1 months of supply number for detached properties is genuinely low. Historically, a balanced market sits around 4 to 6 months. At two months, sellers of well-maintained single-family homes are not waiting long for offers.

The increase in days on market is real, though. From what I am seeing, buyers are not panicking into decisions the way they were in 2021 and 2022. They are reading inspections, asking for repairs, and in some cases asking for concessions. The 98.9 percent sale-to-list ratio tells me that sellers who price accurately still do well. The sellers who overprice by even 5 percent are the ones sitting for 60-plus days.

The attached market softening is worth noting, especially for anyone holding a condo they bought in 2020-2022 at a peak price. The year-to-date median for attached homes is down 3.6 percent compared to the same period last year. This does not mean the bottom is falling out, but it does mean condo sellers need to be realistic and strategic.

Coastal San Diego: What I Am Watching in April

Countywide data is useful context, but it masks enormous differences between neighborhoods. Here is my honest read on the coastal pockets I focus on.

Point Loma and Ocean Beach (92106 / 92107): Single-family inventory in these zip codes remains limited. Homes that are priced right and show well are still generating real buyer interest. The lifestyle here, walkability, proximity to the bay, the airport, and downtown, continues to attract buyers who have done their research. This is not a market where you can test the price and then adjust. The first two weeks matter most.

La Jolla and the coastal corridor: The high end of the market, homes above $2 million, has seen some softening in velocity. Buyers at that price point have more options than they did a year ago and are negotiating accordingly. That said, well-presented homes with genuine coastal positioning are still finding serious buyers.

Coronado: Coronado remains its own micro-market. Very low inventory, very loyal buyer pool. If something hits the market here in the $1.5 to $2.5 million range and is priced honestly, expect offers.

Mortgage Rates in April 2026: Some Good News

Rates have been moving in a more favorable direction this spring. As of April 21, 2026, the average 30-year fixed mortgage rate is hovering in the 6.0 to 6.3 percent range nationally, depending on the source, down meaningfully from 6.83 percent a year ago at this time. That drop matters. On a $900,000 loan, the difference between 6.83 percent and 6.10 percent is roughly $430 per month. That is real money for real buyers.

Most forecasters expect rates to remain in the 6 percent range through 2026, with some possibility of dipping toward the high fives by year end. For buyers who have been sitting on the sidelines waiting for 5 percent, I get it. But I also think there is risk in waiting while inventory stays low and prices hold. If you have a number that works for your life right now, that is worth taking seriously.

What This Means if You Are Thinking About Selling or Buying

If you are thinking about selling: The window for detached homes is good, but it is not forgiving of overpricing. The 37-day average includes homes that sat too long and dragged that number up. Homes that came out sharp, in the $1.0 to $1.4 million range with good presentation and accurate pricing, are still seeing competitive activity. Prepare the home before it goes on the market, price it based on what has actually closed, not what is active, and move with intention. I wrote more about what thoughtful preparation looks like for spring sellers if you want a deeper look at that process.

If you are thinking about buying: You have more time and more options than buyers did two or three years ago. Use that. Read the inspection carefully. Negotiate where there is room to negotiate. That said, do not confuse a slightly slower market with a buyer's market. Inventory for detached homes is still tight. If you find something that works, do not overthink it into someone else's hands. If you are still figuring out which neighborhoods fit your lifestyle, this guide to San Diego neighborhoods is a good place to start.

Frequently Asked Questions

What is the median home price in San Diego right now?

As of March 2026, the median sales price for detached single-family homes in San Diego County is $1,086,000, up 1.1 percent from March 2025, according to InfoSparks data from the San Diego MLS. The median for attached homes (condos and townhomes) was $670,000 in March 2026, down 1.1 percent year over year per SDAR.

Is it a good time to sell a home in San Diego in 2026?

For detached single-family homes, conditions remain favorable for well-prepared sellers. Inventory is at 2.1 months of supply, which is well below the 4 to 6 month range considered balanced, and the sale-to-list price ratio is 98.9 percent. Sold listings rose 8.0 percent year over year in March 2026. Sellers who price accurately and prepare their homes before listing are still seeing strong outcomes. The attached market requires more care on pricing, with median prices for condos and townhomes down slightly year over year.

How long are homes sitting on the market in San Diego?

In March 2026, detached homes averaged 37 days on market countywide, according to InfoSparks. Well-priced, well-presented homes are still selling significantly faster than that average. The homes pulling that number up tend to be overpriced or need deferred maintenance work. I go deeper on how long it actually takes to sell a house in San Diego and what sellers can do to shorten that timeline.

Are San Diego home prices going down in 2026?

For single-family detached homes, prices are up 1.1 percent year over year as of March 2026, with a median of $1,086,000 countywide. For condos and townhomes, prices are down slightly, about 1.1 percent year over year per SDAR. A countywide crash is not what the data supports, but the attached market has softened and buyers at every price point have more negotiating room than they did in 2022 or 2023.

Is it a buyer's or seller's market in San Diego right now?

For detached single-family homes, conditions still favor sellers, with just 2.1 months of supply as of March 2026, down 19.2 percent year over year. For condos and townhomes, the market is closer to balanced, with 3.4 months of supply per SDAR. The story is different depending on property type, price range, and neighborhood, which is why working with someone who knows these submarkets at a granular level matters.

Let's Talk About Your Situation

If you are weighing a move this spring, whether that means selling your home, buying your next one, or both, I am happy to talk through what the numbers actually mean for your specific property and price range. I have been licensed since 2008 and have spent nearly twenty years working this market. I am not going to tell you what you want to hear. I am going to tell you what I actually see.

Reach out any time at Shirin@TheSDHome.com or call or text me at 858.750.5753. You can also browse current listings and recent sold data at TheSanDiegoHome.com.