Monthly Market Report
Bankers Hill / Mission Hills — 92103
June 2026 | Detached and Attached
Section 1 of 2
Detached Homes
92103 | June 2026
The detached side of 92103 tightened this June. Active inventory fell to 30 homes from 47 a year ago, and months of supply dropped to 2.5 from 4.0. That is a real shift back toward seller conditions after last summer, when detached inventory in this zip ran unusually high.
Well-priced homes moved quickly. Average days on market fell to 19 from 25, and the typical active listing had been sitting only 20 days. The list-price ratio held at 96.5%, unchanged year over year, which tells you sellers are still negotiating rather than commanding over-ask premiums.
Pending sales were lighter at 12, down from 18. At 11 to 13 closings a month, a handful of transactions swings these numbers, so treat both the pending count and the median as soft signals rather than firm trends.
If you are buying
Inventory is thinner than a year ago, so the well-priced detached homes are the ones drawing attention and going pending in under three weeks. If you are financially ready, being positioned to act quickly matters more here than waiting for more selection. The upside is that the 96.5% list-price ratio means there is usually room to negotiate rather than a bidding-war premium built into every offer.
If you are selling
This is a firmer market than last summer, with supply down sharply and well-priced homes going pending fast. Price to the recent closings rather than the headline median, because $1,890,000 reflects the specific mix of homes that sold in June, not a guaranteed number for yours. Accurate pricing and strong prep are what turn thin inventory into a fast, clean sale.
Section 2 of 2
Townhomes, Rowhomes & Attached
92103 | June 2026
The attached market moved the opposite direction from detached this June. Inventory climbed to 85 active townhomes and condos from 67 a year ago, and months of supply rose to 5.2 from 3.5. That is the deepest supply this segment has carried in some time and puts attached buyers in a stronger position than they were last summer.
The median closed at $699,000, down from $750,000, and price per square foot fell to $673 from $769. Unlike the detached side, this is not just a mix story. The median and the per-foot figure moved lower together, which points to real price softening rather than a composition shift. The list-price ratio eased to 96.7% from 97.2%, another sign that buyers have gained a little leverage.
Demand has not disappeared, though. Homes sold faster than a year ago, with average days on market down to 31 from 44, and pending sales rose to 22. This is a market with more choice and softer prices, but still enough active buyers that correctly priced units keep moving. Nineteen homes closed, so these figures are more reliable than the detached section above.
If you are buying
This is the most room attached buyers have had in a while. Supply is up, price per square foot has come down, and the 96.7% list-price ratio means there is negotiating space. You also do not have to rush the way detached buyers do, with 85 active listings to compare. Use that leverage on both price and terms.
If you are selling
More inventory and softer pricing mean your unit is competing against a deeper field, so condition, staging, and an accurate list price decide how fast you sell. The encouraging part is that well-presented, correctly priced attached homes are still going pending faster than last year. Overpricing into this supply is the main risk, and it is the one most within your control.
If you want to understand where your property fits in this market, or what buying in Bankers Hill or Mission Hills realistically looks like at a specific price point, I am happy to walk through it with you.
Shirin Kheshti
Broker Associate | Coldwell Banker West
DRE #01848250 | 858.750.5753 | Shirin@TheSDHome.com