San Diego Property Taxes: What You Actually Pay and Why
It comes up every time in escrow, in almost the same way. A buyer plugs the purchase price into an online mortgage calculator, sees a tax estimate that looks reasonable, then opens the preliminary title report or the first real tax bill and finds a number that does not match. Sometimes the gap is sm
San Diego Closing Costs: What Buyers and Sellers Actually Pay
The question comes up almost every escrow, usually right after the Closing Disclosure lands. A buyer has budgeted for the down payment and maybe the inspection, and then a page of fees shows up that adds thousands more before they get the keys. A seller has the sale price in their head, minus the mo
Point Loma or Clairemont? What Your Budget Actually Buys in San Diego Right Now
Every week I get a version of the same question: "what does my budget actually get me?" It is a fair question, and it deserves a real answer instead of a vague one. So instead of talking in ranges, here is what three specific budgets buy in Point Loma versus Clairemont right now, side by side. At $9
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